Payfi Canada - Build credit when you pay your rent.

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Build credit when you pay your rent and get
lower interest rates

no credit check to apply...

Trusted by

Reporting your rent can help you build credit faster.

See how Payfi makes it easy.

Build credit as you pay your rent

Pay your rent on Payfi
At zero costs.
We report your payment to Equifax
We report every rent payment you make on our platform, by paying your rent on time.
Watch your credit score grow
Get your desired credit score just by making your rent count.

Everything you need to build your credit and more

Find a realtor, stand out in your rental application, and secure your dream apartment.

Do More

You can also...

Find a realtor

House hunting? Let’s handle your search while you can focus on more important things.

Be the dream tenant

Securing your perfect house has never been easier! With our Pre-Rent Guarantee service, you can stand out from other applicants by demonstrating financial reliability to potential landlords right from the start.

Secure your dream house

Worried about qualifying for a new apartment without a credit/rental history? Stress no more! Our Rent Guarantee service acts as your co-signer, ensuring landlords that your rent will be paid on time, every time.

Pay your bills easily

Stay on top of your finances with our hassle-free bill payment service. Pay all your bills in one place, on time, every time. Simplify your life and avoid late fees with just a few clicks.

Earn ‘rewards’ for paying your rent

Pay your rent on time and earn exciting rewards! With our Rent Rewards program, every payment brings you closer to exclusive perks. Make your rent work for you—pay, earn, and enjoy the benefits!

Start building credit in 3 easy steps.

Sign Up

Create your account with your full name and email address.

Complete KYC Verification

Provide all necessary information and verify your identity.

Pay your Rent

Proceed with your rent payment.

Why Choose Us

The easiest way to secure & pay for housing

We are not just a platform; we are your partners

Tailor made Solutions

By recognizing renters’ unique needs, we are committed to addressing the various housing challenges faced by Canadians.

Streamlined Application Process

We have made the application process straightforward with 4 easy steps.

Flexible Payment Options

We offer affordable solutions to rental challenges. For this reason, you can choose to pay our service fee monthly or upfront for the entire lease period.

Flexible Payment Methods

For ease of payment, we offer multiple avenues to pay for our service and your rent. They are; Interac, Credit/Debit card and Crypto.

Low Service fee

We offer competitive service fees to minimize your financial burden while you settle in. We understand that moving to a new home can be challenging so we are here to make the transition easier for you!

Friendly Support

We are not just here to be your service providers, we are also your companions on this path to success. Our team is here to guide you every step of the way!

Now Live!

Unlock a New Era in Property Management with our Landlord Portal. Automate rent collection, improve tenant interaction and enhance your property management experience.

Frequently Asked Questions

What is Credit Building?

How does Rent Payment build my credit history?

How much does the service cost?

Why is it a free way to build credit history?

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We’ll send you a nice letter once per week. No spam.

Let us make payments so much fun for you that you have no worries!

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Payfi is a member of the Canadian Lenders Association and reports to the Financial Transactions and Reports Analysis Centre of Canada. Unauthorised reproduction or redistribution of copyrighted materials on this website and Payfi's digital media pages is strictly prohibited.
By clicking on some of the links above, you will leave Payfi's website and be directed to a third-party website. We recommend you review the privacy statements of those third-party websites, as Payfi is not responsible for those third parties' privacy or security practices.

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