Use your rent to build credit for free!
Pay Rent, Earn Rewards, and Build Credits
Make your rent work for you!
Use your largest recurring monthly expense to your advantage. Build credit and earn rewards when you pay your rent on Payfi!
Don’t be left behind
In March 2024, Canadian Prime Minister Justin Trudeau announced the Amendments to the Canadian Mortgage Charter that allow tenants’ on-time rent payments to count toward their credit score. Learn More
Payfi’s rent reporting is right on time! Because every rent paid on our platform gets reported to Equifax and counts toward your credit score.
You Pay your Rent, Let your Rent Pay you …
Why use this service?
Build credit with rent payment
Convert your rent into positive credit.
Track payments
Monitor your rent payments on your smartphone.
Zero fees
This service does not cost any extra $
Quick processing time
Your landlord will receive your rent in a short time.
Earn rewards
Make every dollar count! Turn rent payments into gift cards and shop from your favourite brands
Easy payment process
Working for money is hard, Paying your rent should not be.
Start building your credit in 5 minutes
Create an Account
Sign up on our platform by inputting some require details we have asked of you
Verify your Identity
Add some of your documents so that we can verify your identity and move you onto the next stage
Fill in the necessary Tenant and Landlord Information
Input all the necessary information on tenant and landlord.
Pay your Rent and Build Credit
All set up, start paying up your rent judiciously and build your credit score.
